Effective since June 1, 2010, a new Wisconsin state law requires drivers to be covered by an adequate insurance policy.

The law poses to levy $500 fines for drivers caught without minimum coverage, as well as $700 fines if a citation is written for trying to use a fraudulent policy card. Drivers who have insurance, but cannot provide proof when asked, will be asked to pay $10. However, this fee can be waived if the driver returns to a law enforcement agency and provides subsequent proof of insurance.

According to state figures, 15% of drivers are current uninsured in Wisconsin. This is comparable to the national average, which includes now 49 states with required coverage.

New Hampshire is the only remaining state without any auto insurance law. Virginia allows drivers to drive without car insurance, but requires them to pay a $500 fee yearly. Although these laws are set in place, both states urge their road-bound citizens to purchase suitable insurance policies.

If you or someone you love have gotten caught up in the headache of auto insurance claims, and you feel that, somewhere in the process, you have been wronged, there may be legal recourse you can undertake. The Wausau car accident lawyers of Habush, Habush & Rottier, S.C., are here to provide you with legal advice for your case. Contact them today at 800-242-2874.